:r insurance_product :m insured_object :g [1,1] : corporation (corporation) : realty : movable_property (movable_property) : person (person) :m coverage :g [1,*] : illness (illness) : life : unemployment : damage (damage) : loss (loss) :m payment :g [1,1] : service : ammount :o own_risk :m conditions :m acceptance :m exception :m premium :g [1,1] : direct : periodical :m payee :g [1,*] : person : corporation (payee_corporation) c1: (~corporation) or (~illness) c2: (~person) or (~damage) c3: (~loss) or movable_property c4: (~corporation) or payee_corporation